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3 disability insurance items benefits advisors and employers should discuss

By Lynn Goldbach | August 08, 2019 at 06:06 AM With open enrollment on the horizon, now is the time to talk about short- and long-term disability coverage offerings. The primary benefit of disability coverage, which most employees understand, is the partial payment of income should a working person encounter a covered disabling event.  Disability Insurance Awareness Month …

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Preventive dental care translates to long-term savings for Employers and Employees

https://www.benefitspro.com/2019/05/21/preventive-dental-care-translates-to-long-term-savings/ Employer groups with higher utilization of preventive dental care over a six-year period experienced an 86% reduction in the use of major dental services. By Katie Kuehner-Hebert| May 21, 2019 at 10:46 AM We all know this intuitively: If you brush and floss your teeth daily and regularly visit the dentist for a check-up and a …

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The HR tool no company should be without and how cbg | CONFIDENT can get your client there.

You are the insurance agent for multiple small businesses. Your clients trust you and look to you for information on ways to make beenfits more affordable and simple. Benefits and HR go hand in hand. Many times there is one person managing the payroll, the HR, the benefits, etc. etc. etc. Help ease the burden …

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The Who and the Why on short – term health insurance.

Who’s buying short-term health insurance, and why? By Anna Gorman, Kaiser Health News | November 21, 2018 at 10:41 AM To some insurance brokers and consumers, short-term insurance plans are an enticing, low-cost alternative for healthy people. Supporters of the nation’s health law condemn them. A few states, including California and New York, have banned them. Other states limit them. …

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How Short Term Medical Benefits from ACA Waivers

Five Products that could benefit from new ACA waivers The Trump administration wants states to consider more options when they try to improve their individual major medical insurance markets. The Centers for Medicare and Medicaid Services is asking states to think about creating new subsidy programs for specific groups of consumers, personal health accounts, state subsidy programs and help …

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Attention: Do you have clients with less then 100 employee participation on Ancillary plans?

The official report regarding the proposed HRA changes for small businesses is below. It is great news for agents that have clients with a employee participation of less then 100. WASHINGTON, Oct. 24 — The Small Business and Entrepreneurship Council issued the following news release: On October 23, the Department of Labor issued a proposed rule on health reimbursement accounts (HRAs) that provides more …

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Scientists STUNNED as first-of-its-kind study reveals strong link between fluoridated water and ADHD

Sunday, October 21, 2018 by: Vicki Batts There are many reasons to oppose fluoridated water. Not only is it a form of government-dictated mass medication, research has consistently shown that fluoride consumption has a host of ill effects on human health. Recent research has once again confirmed that fluoride is a neurotoxin — with developing fetuses …

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What are you getting with Short Term Health Care

Here is a great story on a view point from Director of Communications for AHIP, Cathryn Donaldson and Short Term Medical Plans. She does a great job reviewing what consumers should know when receiving a plan that is different from the traditional plans they are accustom to using.   Link here to story.